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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Easy to apply friendly staff and quick outcome

Easy to apply rapid outcome & money quickly available in account Reviewed on: 14th January 2025

Easy to arrange with easy forms to fill in

Easy to arrange with easy forms to fill in Reviewed on: 14th January 2025

Loan application

Applied for loan quick decision and fast payment easy to apply Reviewed on: 14th January 2025

Applied for loan online and had a quick descision we...

Applied for loan online and had a quick descision web site very easy to use Reviewed on: 14th January 2025

Quick application, quick payout.

Quick application, quick payout. Reviewed on: 14th January 2025

Great experience.

Great experience. Hassle free would definitely recommend. Reviewed on: 14th January 2025

If you need help try ZOPA.

Help was there when I needed it and whenever I need it Reviewed on: 14th January 2025

Money Management

Quick application, money transfer instantly. Excellent app to monitor my loan and helpful tools that are easy to navigate. Reviewed on: 14th January 2025

very easy and fast way to borrow money

very easy and fast way to borrow money Reviewed on: 14th January 2025

I was really happy with my loan and it was really ea...

I was really happy with my loan and it was really easy for me to get. I got it the same day and it really helped me out when I needed it. Reviewed on: 14th January 2025

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