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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69083 reviews)

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4.95

Based on 69,083 reviews, last reviewed 15th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69083)

Prompt and efficient

The loan was dealt with promptly and efficiently Reviewed on: 14th January 2025

Very quick response and small interest rate.

Very quick response and small interest rate. Reviewed on: 14th January 2025

Incredibly straight forward and quick

Incredibly straight forward and quick application process. Money received almost immediately which was appreciated. Reviewed on: 14th January 2025

When I applied for a loan the process was very quick...

When I applied for a loan the process was very quick and efficient. Good communication Reviewed on: 14th January 2025

It was easy to apply and the app lets me see my bala...

It was easy to apply and the app lets me see my balance and paying off options Reviewed on: 14th January 2025

My experience with zopa has been 10/10

My experience with zopa has been 10/10 Reviewed on: 14th January 2025

Great experince.

Great experince.All completed very quickly .All instructions were very clear which helped when filling in forms. Reviewed on: 14th January 2025

Vey good and easy to control money

Vey good and easy to control money Reviewed on: 14th January 2025

Excellent overall service.

Excellent overall service. Easy app use and never had issues. Reviewed on: 14th January 2025

Always easy to contact and helpful

Always easy to contact and helpful Reviewed on: 14th January 2025

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