Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

View other Zopa products

4.91

Based on 69,089 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Having had loans before with others lenders Zopa wer...

Having had loans before with others lenders Zopa were a breath of fresh air! So very easy to deal with from start to finish. Couldn’t be happier. Easy process to apply and money in my bank account very quickly. The App works perfectly so in know all I need about my loan. Brilliant please keep up the great work!! Reviewed on: 14th January 2025

Very good all round experience, great communication...

Very good all round experience, great communication and great service, very competitive pricing Reviewed on: 14th January 2025

Easy to use website can pay extra if you want

Easy to use website can pay extra if you want Reviewed on: 14th January 2025

Very easy to deal with no issues at all xx

Very easy to deal with no issues at all xx Reviewed on: 14th January 2025

Simple, easy to use and the app is spot on...

Simple, easy to use and the app is spot on Reviewed on: 14th January 2025

Easy to apply

Easy to apply online with just a few clicks and the response was impressively fast. It is very easy to manage your loan online where you are able to pay more as and when you want. Reviewed on: 14th January 2025

Very quick easy to use service

Very quick easy to use service! Would deffo use again and recommend Reviewed on: 14th January 2025

Zopa Bank is incredibly easy to use and cuts through...

Zopa Bank is incredibly easy to use and cuts through all the boring jargon and makes banking with them a breeze... The app is very easy to use and everything is clear and straight forward so there will never be any surprises!! Overall 10 out of 10 and glad to be a customer. Reviewed on: 14th January 2025

Very easy to get an answer, friendly helpful staff

Very easy to get an answer, friendly helpful staff Reviewed on: 14th January 2025

Outstanding Loan provider

Very straight forward process and feel that Zopa evaluates individuals holistically to provide tailored service according to the person's circumstances. Reviewed on: 14th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from London Plus Credit Union 3.91 from 3 reviews
Loans
from Leeds Credit Union 4.31 from 11 reviews
Home Loan (discontinued)
from Firth Finance (inactive company) 4.56 from 37 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44350 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub