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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69084 reviews)

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4.95

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Easy and Straight forward

Clear details about the loan offers Reviewed on: 14th January 2025

Zopa were so quick and responsive to my application...

Zopa were so quick and responsive to my application for a loan. I couldn't have been happier with this company. Very professional and helpful. Reviewed on: 14th January 2025

Having had loans before with others lenders Zopa wer...

Having had loans before with others lenders Zopa were a breath of fresh air! So very easy to deal with from start to finish. Couldn’t be happier. Easy process to apply and money in my bank account very quickly. The App works perfectly so in know all I need about my loan. Brilliant please keep up the great work!! Reviewed on: 14th January 2025

Very good all round experience, great communication...

Very good all round experience, great communication and great service, very competitive pricing Reviewed on: 14th January 2025

Easy to use website can pay extra if you want

Easy to use website can pay extra if you want Reviewed on: 14th January 2025

Very easy to deal with no issues at all xx

Very easy to deal with no issues at all xx Reviewed on: 14th January 2025

Simple, easy to use and the app is spot on...

Simple, easy to use and the app is spot on Reviewed on: 14th January 2025

Easy to apply

Easy to apply online with just a few clicks and the response was impressively fast. It is very easy to manage your loan online where you are able to pay more as and when you want. Reviewed on: 14th January 2025

Very quick easy to use service

Very quick easy to use service! Would deffo use again and recommend Reviewed on: 14th January 2025

Zopa Bank is incredibly easy to use and cuts through...

Zopa Bank is incredibly easy to use and cuts through all the boring jargon and makes banking with them a breeze... The app is very easy to use and everything is clear and straight forward so there will never be any surprises!! Overall 10 out of 10 and glad to be a customer. Reviewed on: 14th January 2025

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