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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Very happy customer

I applied for a loan which was granted very quickly and the funds were in my account within 15 minutes Reviewed on: 14th January 2025

Zopa has helped me reduce payments on other cards, a...

Zopa has helped me reduce payments on other cards, and I don't feel like I am being charged scandalous amounts of interest like other companies! Reviewed on: 14th January 2025

Top loan company

Very quick simple process. I applied expecting to be refused but to my surprise got a loan. Very easy to sort out. Will definitely use again. Reviewed on: 14th January 2025

Fast courtesy and great service, could not have upgr...

Fast courtesy and great service, could not have upgraded my car without them. Reviewed on: 14th January 2025

Perfect, is the only word I can use!

Perfect, is the only word I can use! Reviewed on: 14th January 2025

Easy Application Very Quick and Easy To Apply

Very Quick and Easy To Apply Got the Money Credited in Two Hours and Is Really Helpful When You’re in a Hurry Reviewed on: 14th January 2025

Perfection.

I did it all online and it was fast, efficient and very professional with no hiccups. I would definitely recommend Zopa to friends and family. Reviewed on: 14th January 2025

Very straight forward to apply & super quick respons...

Very straight forward to apply & super quick response & process Reviewed on: 14th January 2025

Positive Zopa experience

I recently applied for a loan with Zopa and was very impressed by the efficient and professional handling of my application. Throughout the process, I appreciated the clear and consistent communication, which kept me well-informed at every stage. Reviewed on: 14th January 2025

Excellent service with a fantastic easy to use app,...

Excellent service with a fantastic easy to use app, with allows me to track my spending and borrowing at the same time. It also has really helpful advice to help manage my finances. Reviewed on: 14th January 2025

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