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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69084 reviews)

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4.95

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Positive Zopa experience

I recently applied for a loan with Zopa and was very impressed by the efficient and professional handling of my application. Throughout the process, I appreciated the clear and consistent communication, which kept me well-informed at every stage. Reviewed on: 14th January 2025

Excellent service with a fantastic easy to use app,...

Excellent service with a fantastic easy to use app, with allows me to track my spending and borrowing at the same time. It also has really helpful advice to help manage my finances. Reviewed on: 14th January 2025

Easy straight forward process from start to finish w...

Easy straight forward process from start to finish with proper affordability check before given your decision. great customer focused staff and very helpful Reviewed on: 14th January 2025

I have found them to be really helpful and very quic...

I have found them to be really helpful and very quick to answer any questions Reviewed on: 14th January 2025

The app is so easy to use with no hassle...

The app is so easy to use with no hassle or drama Reviewed on: 14th January 2025

When I needed a loan.

When I needed a loan they said yes and it helped me no end. No one else would say yes. Reviewed on: 14th January 2025

Simple, straightforward and easy to use app.

Simple, straightforward and easy to use app. Love the borrowing power and debt consolidation calculators. Reviewed on: 14th January 2025

Simple, Straightforward Online Application.

Easy online application and process, all completed in 48 hours. Reviewed on: 14th January 2025

Got approved straight away after a quick and easy ap...

Got approved straight away after a quick and easy application. Money paid into account within minutes of signing. Very happy. Reviewed on: 14th January 2025

Zopa’s financial service is an easy 10/10

Easily the best loan provider and excellent customer service. Zopa can’t be faulted in any way. Zopa delivers top notch financial services individualized to their customers peculiar needs Reviewed on: 14th January 2025

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