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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Easy straight forward process from start to finish w...

Easy straight forward process from start to finish with proper affordability check before given your decision. great customer focused staff and very helpful Reviewed on: 14th January 2025

I have found them to be really helpful and very quic...

I have found them to be really helpful and very quick to answer any questions Reviewed on: 14th January 2025

The app is so easy to use with no hassle...

The app is so easy to use with no hassle or drama Reviewed on: 14th January 2025

When I needed a loan.

When I needed a loan they said yes and it helped me no end. No one else would say yes. Reviewed on: 14th January 2025

Simple, straightforward and easy to use app.

Simple, straightforward and easy to use app. Love the borrowing power and debt consolidation calculators. Reviewed on: 14th January 2025

Simple, Straightforward Online Application.

Easy online application and process, all completed in 48 hours. Reviewed on: 14th January 2025

Got approved straight away after a quick and easy ap...

Got approved straight away after a quick and easy application. Money paid into account within minutes of signing. Very happy. Reviewed on: 14th January 2025

Zopa’s financial service is an easy 10/10

Easily the best loan provider and excellent customer service. Zopa can’t be faulted in any way. Zopa delivers top notch financial services individualized to their customers peculiar needs Reviewed on: 14th January 2025

Amazing Service

Seamless application process, funds deposited within hours.Absolutely amazing service Reviewed on: 14th January 2025

Zopa help me start new life .

Zopa help me start new life ... still its not very well but is better than was... less stress in life after divorce... thank You Reviewed on: 14th January 2025

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