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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69084 reviews)

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4.95

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Loan application very smooth and logical.

Loan application very smooth and logical. The ability to make additional payments easily without any penalty is great. The app is also easy to use with helpful info Reviewed on: 14th January 2025

A good and positive experience.

I found the whole experience very efficient it was not complicated and things were settled promptly. Being able to apply and manage, in a simple digital manner, very appealing. Reviewed on: 14th January 2025

Very happy customer

I applied for a loan which was granted very quickly and the funds were in my account within 15 minutes Reviewed on: 14th January 2025

Zopa has helped me reduce payments on other cards, a...

Zopa has helped me reduce payments on other cards, and I don't feel like I am being charged scandalous amounts of interest like other companies! Reviewed on: 14th January 2025

Top loan company

Very quick simple process. I applied expecting to be refused but to my surprise got a loan. Very easy to sort out. Will definitely use again. Reviewed on: 14th January 2025

Fast courtesy and great service, could not have upgr...

Fast courtesy and great service, could not have upgraded my car without them. Reviewed on: 14th January 2025

Perfect, is the only word I can use!

Perfect, is the only word I can use! Reviewed on: 14th January 2025

Easy Application Very Quick and Easy To Apply

Very Quick and Easy To Apply Got the Money Credited in Two Hours and Is Really Helpful When You’re in a Hurry Reviewed on: 14th January 2025

Perfection.

I did it all online and it was fast, efficient and very professional with no hiccups. I would definitely recommend Zopa to friends and family. Reviewed on: 14th January 2025

Very straight forward to apply & super quick respons...

Very straight forward to apply & super quick response & process Reviewed on: 14th January 2025

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