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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

My loan experience

I applied for a loan and received the loan so quickly no hassle and so simple, couldn't have asked for better Reviewed on: 14th January 2025

Easy to Loan

Quick, simple and easy to complete Reviewed on: 14th January 2025

Very simple application and competitive interest rate.

Very simple application process and easy to understand terms and conditions of the loan. Clear communication of interest rate and total sum to be repaid. Online management of the loan is easy to navigate. Reviewed on: 14th January 2025

Was just very good and was expected without hesitation.

Was just very good and was expected without hesitation......... Reviewed on: 14th January 2025

I always go to Zopa for a loan.

I always go to Zopa for a loan.. The whole process is simple and fast and I would not go anywhere else. Reviewed on: 14th January 2025

Very good communication.

Very good communication. And an easy app to navigate round. Reviewed on: 14th January 2025

Excellent service all the way through quick service...

Excellent service all the way through quick service excellent customer care. Reviewed on: 14th January 2025

Zopa the best

My experience was good, access to information was at finger tip,they have the best rate I have come across and in all they service was great Reviewed on: 14th January 2025

Very fast and efficient.

Very fast and efficient. I found you met my needs and I have been telling my friends. Reviewed on: 14th January 2025

Indies best

Very good rates,keep you updated on a regular basis,app easy to work Reviewed on: 14th January 2025

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