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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Zopa are really easy to deal with for all of the pro...

Zopa are really easy to deal with for all of the products I have with them. Fast responses and generally a great company to work with Reviewed on: 14th January 2025

Friendly fast service alerts right away if successfu...

Friendly fast service alerts right away if successful and pays within few hours Zopa are great customer service and highlight payments due in advance would highly recommend for loans or credit card Reviewed on: 14th January 2025

I have had no bad experiences with Zopa and they alw...

I have had no bad experiences with Zopa and they always keep you informed on changes and offers Reviewed on: 14th January 2025

Zopa are a truly friendly, efficient and excellent c...

Zopa are a truly friendly, efficient and excellent company. I have used them twice. I came back as my first experience with them was floorless. Reviewed on: 14th January 2025

Great company to deal with !

Great company to deal with ! Helped me out twice with money over the last 2 years, all good ! Reviewed on: 14th January 2025

Excellent for quick decisions and release of funds

I needed a short term loans without securing against my house and low payments and Zopa gave me an instant reply and the money was in my bank the same day Reviewed on: 14th January 2025

Great finance!

Quick and efficient way to obtain short term loan. Reviewed on: 14th January 2025

Good service

Never an issue, happy with the service Reviewed on: 14th January 2025

Loan application was super easy and convenient

Loan application was super easy and convenient Reviewed on: 14th January 2025

I really like zopa helpful and easy

I really like zopa helpful and easy Reviewed on: 14th January 2025

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