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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Fast and super easy application process.

Fast and super easy application process. Very competitive rates and options. Reviewed on: 14th January 2025

Great, friendly customer service and fast payout.

Great, friendly customer service and fast payout. 10* service Reviewed on: 14th January 2025

Easy to use and great products

Easy to use and great products friendly service Reviewed on: 14th January 2025

A happy and satisfied customer

I found applying for the loan was very quick and easy and a decision was very quick and easy and the monies was in my with in 10 minutes Reviewed on: 14th January 2025

Zooopa deal

Easy on line to deal with .excellent. service Reviewed on: 14th January 2025

Uk number one provider for loans

Zopa is my go to company if i need a quick loan. Always providing an hassle free service. With very competitive rates. So this is why there should be no wonder why they should be voted best perssonal loan provider Reviewed on: 14th January 2025

Easy application and quick decisions

Easy application and quick decisions Reviewed on: 14th January 2025

It was stress free and friendly customer service.

It was stress free and friendly customer service. Reviewed on: 14th January 2025

I needed a loan quickly because I had a leak, zopa w...

I needed a loan quickly because I had a leak, zopa were very efficient and have been helping since. I definitely suggest people download the app. Reviewed on: 14th January 2025

Only loan provider I would use!

Great service. Everything is quick and easy and instant! Love you can manage through the app. Reviewed on: 14th January 2025

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