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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Easy to use

So simple to use everything is so easy to use and clear if you needed Reviewed on: 14th January 2025

Very quick easy process

Quick and easy process money in the bank very quickly Reviewed on: 14th January 2025

Very fast and easy to apply the money was in my acco...

Very fast and easy to apply the money was in my account in minutes Reviewed on: 14th January 2025

Great lender with reasonable interest rate.

Great lender with reasonable interest rate. Informative with prompt update. Great customer service. I am pleased with their overall service. Reviewed on: 14th January 2025

Easy to sort & Friendly Consultants

Easy to sort & Friendly Consultants Reviewed on: 14th January 2025

very fast service just great, I topped up and the mo...

very fast service just great, I topped up and the money was instantly in my account Reviewed on: 14th January 2025

App is very easy to used and easy to understand ever...

App is very easy to used and easy to understand everything. Reviewed on: 14th January 2025

Quick,simple and very easy to apply, money was same...

Quick,simple and very easy to apply, money was same dayan very efficient Reviewed on: 14th January 2025

Thr application was easy and fast approval was als...

Thr application was easy and fast approval was also very fast and payment within minutes Reviewed on: 14th January 2025

polite and efficient.

polite and efficient. very easy to see how much i owe and make extra payments Reviewed on: 14th January 2025

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