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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Thr application was easy and fast approval was als...

Thr application was easy and fast approval was also very fast and payment within minutes Reviewed on: 14th January 2025

polite and efficient.

polite and efficient. very easy to see how much i owe and make extra payments Reviewed on: 14th January 2025

Perfect process

Every thing completed on line quickly and efficiently. Each stage was concise and easy to follow Reviewed on: 14th January 2025

Excellent in every aspect

Zooplas agents are friendly polite understanding very helpful in getting the right loan for your needs and they keep you informed through out the time you are with them Reviewed on: 14th January 2025

Easy application, low rates and easy use app

The loan application was very easy to complete and the wait time for an answer was within a few minutes. I was gobsmacked at the amount to pay back as this was minimal to say the least. I downloaded the app, this is very easy to use and one off payments can be made, anywhere at anytime with an immediate recalculation of your monthly payment. Reviewed on: 14th January 2025

Hassle free loan

I have a loan which is easily monitored via the app and when I made regular payments I was able to switch to a loan with better interest rates very easily. Reviewed on: 14th January 2025

I’ve had two loans now with Zopa

I’ve had two loans now with Zopa and I found it very easy to apply! The app they have is very helpful as it gives you all the information you would need regarding your loan and it also shows you your credit score etc. I’ve recommended Zopa to a few of my friends now and they have all been successful and found they had the same experience as me Reviewed on: 14th January 2025

Easy online loan arrangement, hassle free service fi...

Easy online loan arrangement, hassle free service first class communication great app for loan management Reviewed on: 14th January 2025

Easy to do.

Easy to do and helpful hints on the app. They won't give more than you can afford (a good thing). Reviewed on: 14th January 2025

Very easy transaction , kept informed

Very easy transaction , kept informed Reviewed on: 14th January 2025

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