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Zopa: Personal loan reviews

4.91
Based on 69,084 reviews, last reviewed 19th May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Zopa have been a very good choice for me, I wanted t...

4
Zopa have been a very good choice for me, I wanted to try something entirely different and the range of products is now extensive. Great products and good app Reviewed on: 14th January 2025

Fantastic and excellent service given to me by zopa

5
Fantastic and excellent service given to me by zopa Reviewed on: 14th January 2025

Efficient delivery

5
They were efficient in handling my application, kind and polite customer service and very fast in treating application. Will definitely recommend Reviewed on: 14th January 2025

super comany

5
brilliant service great company easy to use Reviewed on: 14th January 2025

Zopa are a Fabulous Company to deal with

5
Zopa are excellent to deal with - never had any issues applying for Credit Cards or Loans - more than helpful and keep you right with an affordable amount to borrow - just excellent from start to finish Reviewed on: 14th January 2025

very professional and fast service, App easy to use

5
very professional and fast service, App easy to use Reviewed on: 14th January 2025

Simple, easy to use and quick.

5
Simple, easy to use and quick. Perfect App for loans. Reviewed on: 14th January 2025

Seamless from start to finish - very easy to use app...

5
Seamless from start to finish - very easy to use app and rapid process from application to payment Reviewed on: 14th January 2025

Probably the simplest loan application ever !

5
Probably the simplest loan application and speediest payout Ive ever experienced. Second time Ive used Zopa and will certainly do so again. Great tech, great coms, great lender. Reviewed on: 14th January 2025

First rate every time

5
Every interaction has been positive. Excellent customer service and speedy decisions. Outstanding. Reviewed on: 14th January 2025

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