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Zopa: Personal loan reviews

4.91
Based on 69,084 reviews, last reviewed 19th May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (69084)

very easy to apply for recommend to family and friends

5
very easy to apply for recommend to family and friends Reviewed on: 14th January 2025

Efficient & hassle free service

5
The service is extremely efficient and provides clear guidance on how to apply. The process is straightforward and you are kept up to date throughout Reviewed on: 14th January 2025

Affordable loans granted with value for money

5
Affordable loans granted with value for money Reviewed on: 14th January 2025

Very easy application process.

5
Very easy application process. Once approved, funds arrived very quickly. App is very easy to use. Reviewed on: 14th January 2025

Upfront and honest

5
Great rates and an even better service. Reviewed on: 14th January 2025

Ease of application

5
the ease of application was really noteworthy, everything was simple and straight forward with no complex application to fill out Reviewed on: 14th January 2025

Always professional easy to deal with Simple but exc...

5
Always professional easy to deal with Simple but excellent service and products Reviewed on: 14th January 2025

Quick and easy loans

5
Was a very quick and easy process to apply and get my loan Reviewed on: 14th January 2025

Is simply and quick service what you get

5
Is simply and quick service what you get Reviewed on: 14th January 2025

Helpful straightforward and clear

5
Helpful straightforward and clear Reviewed on: 14th January 2025

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