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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Affordable loans granted with value for money

Affordable loans granted with value for money Reviewed on: 14th January 2025

Very easy application process.

Very easy application process. Once approved, funds arrived very quickly. App is very easy to use. Reviewed on: 14th January 2025

Upfront and honest

Great rates and an even better service. Reviewed on: 14th January 2025

Ease of application

the ease of application was really noteworthy, everything was simple and straight forward with no complex application to fill out Reviewed on: 14th January 2025

Always professional easy to deal with Simple but exc...

Always professional easy to deal with Simple but excellent service and products Reviewed on: 14th January 2025

Quick and easy loans

Was a very quick and easy process to apply and get my loan Reviewed on: 14th January 2025

Is simply and quick service what you get

Is simply and quick service what you get Reviewed on: 14th January 2025

Helpful straightforward and clear

Helpful straightforward and clear Reviewed on: 14th January 2025

Plain English nd always straightforward

Plain English nd always straightforward Reviewed on: 14th January 2025

Fast response

Fast response on decisions and funding a loan Reviewed on: 14th January 2025

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