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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Easy to apply.

Easy to apply and simple to fill in the requirements. Very quick to respond. Reviewed on: 11th April 2024

The best loan company

This is my second time getting a loan with zopa. They have the option to repay early without any extra payments on top. The customer service is always brilliant, they always have someone available to talk to. Reviewed on: 11th April 2024

Quick, easy and straight forward to apply decision m...

Quick, easy and straight forward to apply decision made within minutes money in your account very quickly. Reviewed on: 11th April 2024

A quick and very easy process

Zopa provides all the information you will need and any questions you may ask. They are very straightforward and made the process easy Reviewed on: 11th April 2024

Very easy process and good customer service

Very easy process and good customer service Reviewed on: 11th April 2024

Easy and affordable ,quick process too

Easy and affordable ,quick process too Reviewed on: 11th April 2024

Good experience

Quick decision. Money in bank account in minutes Reviewed on: 11th April 2024

easy and affordable

they gave easy and affordable loan Reviewed on: 11th April 2024

Easy to get through the process .

Easy to get through the process . Newer had any problems Reviewed on: 11th April 2024

All done on line

All done on line, loan length and costs made very clear and easy to understand. Had a decision within 4 days and the money was in my account within 6 hours. Always get an email from them a few days before the loan repayment is due so no surprises in my account and a quarterly statement from them to keep mef up to date with the amount owed. Also I can check where I am through the app. Reviewed on: 11th April 2024

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