Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

View other Zopa products

4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69084)

Loan process was easy and straight forward.

Loan process was easy and straight forward.Money in my bank within 3 hours. Reviewed on: 11th April 2024

Returning Customer

I have used Zopa more than once & would definetly use again. It is good that you can check how much you have paid & reduce if you wish to each month. Reviewed on: 11th April 2024

Easy to apply.

Easy to apply and simple to fill in the requirements. Very quick to respond. Reviewed on: 11th April 2024

The best loan company

This is my second time getting a loan with zopa. They have the option to repay early without any extra payments on top. The customer service is always brilliant, they always have someone available to talk to. Reviewed on: 11th April 2024

Quick, easy and straight forward to apply decision m...

Quick, easy and straight forward to apply decision made within minutes money in your account very quickly. Reviewed on: 11th April 2024

A quick and very easy process

Zopa provides all the information you will need and any questions you may ask. They are very straightforward and made the process easy Reviewed on: 11th April 2024

Very easy process and good customer service

Very easy process and good customer service Reviewed on: 11th April 2024

Easy and affordable ,quick process too

Easy and affordable ,quick process too Reviewed on: 11th April 2024

Good experience

Quick decision. Money in bank account in minutes Reviewed on: 11th April 2024

easy and affordable

they gave easy and affordable loan Reviewed on: 11th April 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Peer to Peer Lending
from Fruitful 0.00 from 0 reviews
Personal Loan
from RBS 3.57 from 12 reviews
Payday Loan
from Cash Converters 4.21 from 6 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1793 reviews
Credit card
from Zopa 4.87 from 44343 reviews
Cash ISA
from Zopa 4.84 from 1545 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub