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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Amazing company and fantastic product

Amazing company and fantastic product Reviewed on: 11th April 2024

Very helpful and quick loan payment

Very helpful and quick loan payment Reviewed on: 11th April 2024

Great fast service from start to finish, plenty of r...

Great fast service from start to finish, plenty of repayment options Reviewed on: 11th April 2024

Zopa were very efficient and gave personal service.

Zopa were very efficient and gave personal service. Easy to talk to on the phone. I was kept up to date as to how application progresssing. Loan arrived in my account as and when promised. I found the application process easy to follow and easy to provide relevant information. I was always treated in a professional manner Reviewed on: 11th April 2024

Interest rates needs to be lowered a bit

Interest rates needs to be lowered a bit Reviewed on: 11th April 2024

Zopa are a responsible lender.

Zopa are a responsible lender. They are always checking to make sure I have the right product for my circumstances and that this is within my means Reviewed on: 11th April 2024

Quick decision and funds transferred no hassle

Quick decision and funds transferred no hassle Reviewed on: 11th April 2024

Easy from start to finish, straight forward

Easy from start to finish, straight forward Reviewed on: 11th April 2024

Great service and very easy to arrange with good inf...

Great service and very easy to arrange with good information. Reviewed on: 11th April 2024

No hassle loan

So easy and fast to apply for a loan, even quicker receiving money into bank account straightaway no messing around. Reviewed on: 11th April 2024

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