Paid advertisement
Smart Money People Logo

Zopa: Personal loan reviews

4.91
Based on 69,084 reviews, last reviewed 19th May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (69084)

Great service

5
Easy to arrange and useful app based system Reviewed on: 11th April 2024

Quick and very easy.

5
Quick and very easy.they deal with you as a person not as a computer number Reviewed on: 11th April 2024

quick service good rates always helpful but still gi...

5
quick service good rates always helpful but still giving you guidance Reviewed on: 11th April 2024

Brilliant

5
Application for loans have been successful , very supportive Reviewed on: 11th April 2024

Great rates

5
Their application was quick and easy with a reasonable rate. Helped me in a difficult time Reviewed on: 11th April 2024

Very easy and quick process, easy application and ap...

5
Very easy and quick process, easy application and app to help keeping on track Reviewed on: 11th April 2024

Super efficient

5
Super efficient; great service. Would definately recommend. Reviewed on: 11th April 2024

I’ve had a great experience with Zopa.

5
I’ve had a great experience with Zopa. Quality product delivered in a very easy, timely manner. Excellent service all round. Reviewed on: 11th April 2024

I received a loan the same day, the app has also bee...

5
I received a loan the same day, the app has also been really helpful, I have been able to see where I am up to and I always get a reminder when my payment is due. Reviewed on: 11th April 2024

Easy application with a quick response

5
Easy application with a quick response Reviewed on: 11th April 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Fixed term savings account

    from Zopa 4.87 from 1793 reviews
    Zopa
  • Credit card

    from Zopa 4.87 from 44344 reviews
    Zopa
  • Cash ISA

    from Zopa 4.84 from 1545 reviews
    Zopa
    View all products