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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Quick and easy process no issues at all.

Quick and easy process no issues at all. Money was in account the same day and alll communication was prompt but not overbearing. Can’t fault the company or process. Also find the money tools within the app a big help when needed. Reviewed on: 11th April 2024

Zoos care factor

Talked to Ingrid once regarding payoff very polite and assisted myself with my needs to customer care satisfaction very helpful Steven Wright Reviewed on: 11th April 2024

Trouble Free

easy helpful friendly, made the whole experience trouble free Reviewed on: 11th April 2024

Best loan company

All positive nothing negative to report Reviewed on: 11th April 2024

Simple straightforward

Very easy to follow on line process, straightforward and quick response Reviewed on: 11th April 2024

Finance made easy

Really easy, no nonsense, clear T&Cs - very helpful and professional … would recommend without hesitation. Reviewed on: 11th April 2024

Easy effective money solution, which is good value.

Easy effective money solution, which is good value. A prime choice. Reviewed on: 11th April 2024

Zopa are so easy to deal with

Zopa are so easy to deal with and explain everything really well. Reviewed on: 11th April 2024

Quick easy application.

Quick easy application. Gives me result before I apply Reviewed on: 11th April 2024

Zopa, an example of what finance companys should be

Zopa helped me when other finance companies would not even look at me due to my bad credit rating. Their customer service is first class and the repayments were calculated at a level I could easily afford. Reviewed on: 11th April 2024

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