Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

View other Zopa products

4.91

Based on 69,089 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

excellent service and customer care

excellent service and customer care Reviewed on: 6th March 2024

Couldn’t be easier to apply

Very easy application process and money was in my account very quickly Reviewed on: 6th March 2024

Good and easy to apply for loan fast response no mes...

Good and easy to apply for loan fast response no messing like sum lenders Reviewed on: 6th March 2024

Very easy application and processing time, money in...

Very easy application and processing time, money in account almost instantly Reviewed on: 6th March 2024

Excellent experience with ZOPA

i had a prompt and efficient response Reviewed on: 6th March 2024

I’m pleased with the service provided and the ease i...

I’m pleased with the service provided and the ease it is too use Reviewed on: 6th March 2024

The app is so easy to use its the best money can't,...

The app is so easy to use its the best money can't, feel very very comfortable using the Zopa app, it's the best on the market. Reviewed on: 6th March 2024

Zopa were very efficient and dealt with my Loan requ...

Zopa were very efficient and dealt with my Loan request in a timely and professional manner. Reviewed on: 6th March 2024

Great service and would recommend it to anyone

Great service and would recommend it to anyone Reviewed on: 6th March 2024

Easy application, money was in bank quickly and the...

Easy application, money was in bank quickly and the app is useful Reviewed on: 6th March 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Short-term loans
from Moneyboat.co.uk 4.82 from 1996 reviews
Payday loan (discontinued)
from Panda Payday Loans (inactive company) 3.66 from 7 reviews
Personal loans
from Plata 4.85 from 13650 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44350 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub