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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69083 reviews)

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4.91

Based on 69,083 reviews, last reviewed 19th May 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69083)

Helped me when needing first a care loan to get cred...

Helped me when needing first a care loan to get credit rating for a mortgage. Then again for home improvements great customer service.Always on hand easy to use the app on phone to keep an eye on your account easy to make extra payments or to change payment date . All round great to use would recommend. Reviewed on: 5th March 2024

Excellent all round experience

Excellent all round experience ......great communication and service! Reviewed on: 5th March 2024

Zopa.. my 'go-to' lender

I've taken several loans with Zopa. They are simple, straightforward and easy to use. Zopa always offer competitive rates and flexible repayment options, which is why I make them my go to lender. Reviewed on: 5th March 2024

It’s was very quick and easy to apply.

It’s was very quick and easy to apply. I also changed my payment date and was instantly accepted. Reviewed on: 5th March 2024

So easy to use and quick please t people to speak to...

So easy to use and quick please t people to speak too and knowledge wouldn’t go anywhere else only one wrong thing you can get loans but they don’t seem to up your card limit Reviewed on: 5th March 2024

Easy to use great service would defo recommend

Easy to use great service would defo recommend Reviewed on: 5th March 2024

money in bank very quickly

used Zopa a couple of times excellent service Reviewed on: 5th March 2024

Great service and have no issues

Great service and have no issues Reviewed on: 5th March 2024

Speedy decision, great service, no hassle

Speedy decision, great service, no hassle Reviewed on: 5th March 2024

Zopa have been both profession andd attentive with...

Zopa have been both professional and attentive with their whole system the best I have ever experienced. The customer experience is simply the best with attention to detail above anyone's expectations and for anyone needing a personal loan or car loan they are exceptional. Reviewed on: 5th March 2024

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