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Zopa: Personal loan reviews

View other Zopa products
4.91
Based on 69,089 reviews, last reviewed 25th Jun 2026
63% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (69089)

Smooth easy simple great .

5
Smooth easy simple great . Amazing straight forward service Reviewed on: 4th March 2024
Eyeball Carl's avatar
Eyeball Carl

Good response time quick approval

5
Good response time quick approval Reviewed on: 4th March 2024
Jason h's avatar
Jason h

Excellent service

5
the application - straightforward to complete; response - quick; subsequent support - excellent Reviewed on: 4th March 2024
Geoff's avatar
Geoff

Highly recommended loan provider

5
Easy to arrange personal loan. very good and competitive interest rates, speedy response, speedy receipt of funds. Easy to use online account with all the info regarding my loan. 2nd time with Zopa and would definitely use Zopa again if needed. Reviewed on: 4th March 2024
John Ince's avatar
John Ince

Fast and efficient loan applicatio

5
Fast and efficient loan applicatio Reviewed on: 4th March 2024
Clive K's avatar
Clive K

Very straight forward process, with good rates

5
Very straight forward process, with good rates Reviewed on: 4th March 2024
Helen B's avatar
Helen B

Quick friendly and highly recommend service

5
Quick friendly and highly recommend service Reviewed on: 4th March 2024
Gemma H's avatar
Gemma H

Excellent service

5
Excellent service Loan approved very quickly and money in my bank the next morning excellent Reviewed on: 4th March 2024
Stephen Edwards 's avatar
Stephen Edwards

This is my third loan which has the last payment in...

5
This is my third loan which has the last payment in march all these have been easy to set up and pay off. Reviewed on: 4th March 2024
Martin1957norris's avatar
Martin1957norris

Easy application process and great rates

5
Good service and easy to use - excellent customer service. Quick and easy application process - online system is very easy to use and is quick and efficient. Decision in minutes and rates are good for those with less than excellent credit. Reviewed on: 4th March 2024
Kylie T's avatar
Kylie T

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