Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

View other Zopa products

4.91

Based on 69,089 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Straight forward and great communication

Straight forward and great communication Reviewed on: 4th March 2024

Just simple and easy to do business with

I found the ease of doing business with Zopa top class. When you want to take a new service you want it to be seamless and effortless and this is what Zopa do so well in my opinion. There app is super easy to use and can do most things needed on it. Reviewed on: 4th March 2024

Application for the loan was very easy and the app p...

Application for the loan was very easy and the app puts me control of my loan and the information and ease of use of the Zopa app is fantastic. Being able to see exactly how much i owe and if i want to make extra payments or pay my loan off early can all be done via the app. Reviewed on: 4th March 2024

Personal loan

Very easy to apply. Process is very quick Reviewed on: 4th March 2024

Business like service.

Business like service. Money in bank account promptlu Reviewed on: 4th March 2024

I have been a customer for Zopa since 2016 when I fi...

I have been a customer for Zopa since 2016 when I first got a personal loan to cover my fees at the University of Oxford. That completely changed my life. Without a loan from Zopa, I could have missed a life changing experience to access postgraduate education from one of the best universities in the world. Since 2016, Zopa has been very supportive whenever I need a personal loan or credit card to cushion on my financial capacity in times of need. Thank you Zopa. I am happy to share that I have also published a case study about Zopa in Strategy textbook published by Oxford University Press in 2020.. Thank you Zopa. Reviewed on: 4th March 2024

Very easy process, I would highly recommend and have...

Very easy process, I would highly recommend and have recommended to family and friends . Smooth process from start to finish Reviewed on: 4th March 2024

Great experience, without any issues.

Great experience, without any issues.. loan was given in few minutes. Reviewed on: 4th March 2024

Very quick service, as soon as the loan was approved...

Very quick service, as soon as the loan was approved the funds went into my account Reviewed on: 4th March 2024

Hassle free

The whole process from start to finish was hassle free and very easy to go through. Reviewed on: 4th March 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Thamesbank Credit Union 4.54 from 38 reviews
Payday loan (discontinued)
from PiggyBank (inactive company) 4.72 from 1187 reviews
Loans
from Partners Credit Union 4.90 from 801 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44350 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub