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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Very easy to apply , quick decision and the terms we...

Very easy to apply , quick decision and the terms were good Reviewed on: 4th March 2024

Personal Loan Review

Zopa are quick at coming back to requests for more information and their portal is very easy to deal with. Slow to deal with extra payments which could be improved. Reviewed on: 4th March 2024

My first choice everytime.

Have had several loans from Zopa and the experience is always the same. Quick and easy and a very satisfied customer. Reviewed on: 4th March 2024

Zopa services is the best so far

Zopa services is the best so far Reviewed on: 4th March 2024

staff information and knowledge needed

Helpful and polite staff very friendly service Reviewed on: 4th March 2024

Had loans from Zopa for the last few years very good...

Had loans from Zopa for the last few years very good, good interest rate Reviewed on: 4th March 2024

Brilliant company to deal with

Brilliant company to deal with and very easy process to get a loan with a quick approval process Reviewed on: 4th March 2024

Very professional and quick.

Very professional and quick. Very good service Reviewed on: 4th March 2024

Everything worked simply and painlessly

Everything worked simply and painlessly Reviewed on: 4th March 2024

super easy and very informative throughout the whole...

super easy and very informative throughout the whole process Reviewed on: 4th March 2024

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