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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Had several loans with Zopa over the past ten years.

Had several loans with Zopa over the past ten years. App is simple, cusotmer service is excellent and the rates were favourable. Reviewed on: 4th March 2024

Excellent customer service.

Excellent customer service. Very helpful. Prompt service Reviewed on: 4th March 2024

Very efficient online process.

Very efficient online process. Fund was released immediately. Easy to navigate the app. Reviewed on: 4th March 2024

Easy application and money in bank same day ,

Easy application and money in bank same day , Reviewed on: 4th March 2024

Quick and easy application, a phone call to discuss...

Quick and easy application, a phone call to discuss is this right for me. Reviewed on: 4th March 2024

Quick, simple and affordable.

Always easy to apply,online. Process and paperwork clear and easy to follow. money into bank account almost immediately. Great follow up and customer care. Reviewed on: 4th March 2024

excellent

Within 15 minutes I received the loan on my account, without any questions or checks. This is the second loan that has been granted quickly. Getting the car was also quick and efficient. The best loan company in the UK! Thanks Reviewed on: 4th March 2024

I have used them on multiple occasions.

I have used them on multiple occasions. A fantastic, fast and easy to use service. A great level of contact and feedback without overselling. I would absolutely use them again if I needed to and have recommended them to friends and colleagues. Reviewed on: 4th March 2024

Personal loans

Easy to apply on line with a quick answer,also easy to use the app to keep an eye on your account Reviewed on: 4th March 2024

I found zopa to be very customer friendly and helpfu...

I found zopa to be very customer friendly and helpful they give you all the information you need and are very committed to good customer service care I would recommend them anytime Reviewed on: 4th March 2024

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