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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Easy to apply quick decision and transfer of funds.

Easy to apply quick decision and transfer of funds. Excellent online app giving hints tips regular updates on your account. Reviewed on: 4th March 2024

Ease of application.

Ease of application. Tailored towards the individual financial situation which is fantastic. Reviewed on: 4th March 2024

Great company

Had a loan with them for over 2 years now, was so easy to apply and get an instant decision. Excellent interest rate as well. Am always updated on remaining balance of loan. Also easy to see what I'm paying in my account. Am also updated of new products and offers on occasions. But never bombarded with emails. Excellent company and excellent service. Reviewed on: 4th March 2024

Very Helpful

You helped me a lot to get a car Reviewed on: 4th March 2024

The application was really easy on the app.

The application was really easy on the app. Reviewed on: 4th March 2024

Fast and easy

Fast and easy process from beginning to end Reviewed on: 4th March 2024

Amazing experience very easy to understand and the a...

Amazing experience very easy to understand and the application process was amazing and very easy to use. Reviewed on: 4th March 2024

Fantastic, no hassle.

Fantastic, no hassle. A brilliant service and very flexible for early repayment. Reviewed on: 4th March 2024

Zopa personal loan

I had a very satisfactory experience with Zopa Reviewed on: 4th March 2024

Would highly recommend

Quick decision, easy to use app on my phone Reviewed on: 4th March 2024

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