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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Relax with a Zopa Loan

From my initial contact with Zopa, they have explained to me in simple terms how they would help me to manage my loan, what assistance is available to me, how much interest I would be paying and what sort of savings I could make by small increments on my monthly repayments. As such, it has been a very comfortable experience since becoming a customer. Reviewed on: 4th March 2024

Great company

Great service and rates. Excellent customer service Reviewed on: 4th March 2024

Very straightforward application, great app to check...

Very straightforward application, great app to check progress of repayments. Reviewed on: 4th March 2024

I asked for.

I asked for.a.loan an there was no problem getting one really helped me in a time of need Reviewed on: 4th March 2024

ZOPA have saved me from long term debt!

ZOPA have saved me from long term debt! The payment is manageable and fits around my income. Reviewed on: 4th March 2024

Easy. Valued

Easy. Good rates. Seems to see me as a human and not a credit score number. Reviewed on: 4th March 2024

Always a good experience with Zopa - no issues.

Always a good experience with Zopa - no issues. Reviewed on: 4th March 2024

Very easy application process.

Very easy application process. Speedy receipt of funds. Reviewed on: 4th March 2024

Easy apply fast transfer Money app very good assiste...

Easy apply fast transfer Money app very good assiste me any time Reviewed on: 4th March 2024

Above and beyond other lenders

There app is super easy to use and goes above and beyond other lenders Reviewed on: 4th March 2024

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