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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Very good company

Very good company, very loyal to people.Quick and amazing team.Very helpful.I been taking personal loan. And after that, I been take car finance. And very happy with this company. Many thanks. Reviewed on: 4th March 2024

Very professional and easy to deal with.

Very professional and easy to deal with. Reviewed on: 4th March 2024

Easy to do business with

Dealing with Zopa via their app has always been simple and hassle free Reviewed on: 4th March 2024

Zopa personal Loan Easy transition and good rate

Easy transition and good rate, no hassle and the Zopa app is a used tool Reviewed on: 4th March 2024

Quick approval, great rates and excellent customer s...

Quick approval, great rates and excellent customer service. I’ve used Zopa a few times. Reviewed on: 4th March 2024

My second loan from Zopa

This is my second loan from Zopa, from start to finish they have been nothing short of professional and patient when asked questions. I have happily recomended Zopa to friends. Reviewed on: 4th March 2024

Very quick and efficient service.

Very quick and efficient service. Straightforward online form with clear instructions. Repayment plans easy to access Reviewed on: 4th March 2024

By applying online it makes life so much easier and...

By applying online it makes life so much easier and you get a decision in seconds I've not had any issues everything has been straightforward Reviewed on: 4th March 2024

Great service

Great service, easy to manage your account online. I pay my loan on time with no hassles and don’t get bombarded with calls. Highly recommend. Reviewed on: 4th March 2024

Sorted in minutes funds in account quick service

Sorted in minutes funds in account Reviewed on: 4th March 2024

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