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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (66614 reviews)

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4.94

Based on 66,614 reviews, last reviewed 16th Jan 2026

44767% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

very easy to apply and brilliant app very easy to apply and brilliant app Reviewed on: 16th January 2026

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Personal loan reviews (66614)

Review of the Zopa, Personal loan:

Best loan providers going, 100%

Definitely helped me get out of a tight spot. Great APR rates and a very genuine company. Thanks for everything. Reviewed on: 30th May 2017

I wanted to consolidate my finances.

I wanted to consolidate my finances. I've used Zopa before and I thought they were great. The money came through in less than an hour which was incredible. Cannot fault them in any way. Reviewed on: 16th January 2026

Smooth Transaction.

Smooth transaction, went through without any problem within 48 hrs. Kept informed throughout the process via emails and text messages. Great rates and there’s an App to use for those who wish to see the Balance, pay off more etc. Reviewed on: 16th January 2026

Excellent quick service, I had the decision straight...

Excellent quick service, I had the decision straight away, highly recommend. Reviewed on: 16th January 2026

Easy application no hassle and easy to manage with t...

Easy application no hassle and easy to manage with the Zopa app and keep track Reviewed on: 16th January 2026

Excellent bank

Excellent help with my loan and advice and I would recommend them Reviewed on: 16th January 2026

Efficient easy use app very professional

Efficient easy use app very professional Reviewed on: 16th January 2026

Good prompt service with a through but unintrusive i...

Good prompt service with a through but unintrusive identity/security check Reviewed on: 16th January 2026

Great service

Easy application. Fast decision and money transferred quickly. Excellent service ! Reviewed on: 16th January 2026

They’ve always been very good at communication and e...

They’ve always been very good at communication and ease of app Reviewed on: 16th January 2026

Amazing service!

Amazing service! So straightforward to apply and had my loan in my bank within minutes!! Reviewed on: 16th January 2026

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