Smart Money People Logo

Zopa: Personal loan reviews

4.94
Based on 67,210 reviews, last reviewed 18th Jan 2026
64333% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Zopa gave me an immediate decision and enabled me to... Zopa gave me an immediate decision and enabled me to buy the car I wanted. Thank you Reviewed on: 18th January 2026
Amanda T's avatar
Amanda T

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026
Tina Trice's avatar
Tina Trice

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Personal loan reviews (67210)

Review of the Zopa, Personal loan:

Great rate and great provider!

5
Fantastic service from Zopa, the app is so user friendly and very competitive interest rate Reviewed on: 21st January 2022

Excellent service, easy to use , very helpful, frien...

5
Excellent service, easy to use , very helpful, friendly and professional, all done very quickly. Reviewed on: 17th January 2026

Zopa personal loan.

5
It was quick, simple and straightforward. Most refreshing. Thank you. Reviewed on: 17th January 2026

helpfull and great .

5
helpfull and great . They knew what i needed and never pushed for more. Reviewed on: 17th January 2026

Hassle free

5
Smooth and hassle free with prompt answers Reviewed on: 17th January 2026

The service from Zopa was excellent!

5
The service from Zopa was excellent! Quick decision and money was transferred immediately. Interest rate was really good Reviewed on: 17th January 2026

It was easy to understand and get the answer i was l...

5
It was easy to understand and get the answer i was looking for thank you for your help. Reviewed on: 17th January 2026

Totally hassle free and made simple.

5
Totally hassle free and made simple. Reviewed on: 17th January 2026

zopla has got an excellent offers and service, it ne...

5
zopla has got an excellent offers and service, it never let me down. It suit my needs and in a timely manner. Thank you for your services! Reviewed on: 17th January 2026

Zopa were there when I needed help, for this I'm ver...

5
Zopa were there when I needed help, for this I'm very grateful Reviewed on: 17th January 2026

Fast and easy experience when applying for a loan

5
Fast and easy experience when applying for a loan Reviewed on: 17th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Current account

    from Zopa 4.97 from 2301 reviews
    Zopa
  • Cash ISA

    from Zopa 4.95 from 1444 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 7477 reviews
    Zopa
    View all products