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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (67153 reviews)

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4.94

Based on 67,153 reviews, last reviewed 18th Jan 2026

62433% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was easy to navigate and apply for a loan. It was easy to navigate and apply for a loan.I also love how you can see your payments on the app. Reviewed on: 18th January 2026

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026

Read all reviews See your review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Personal loan reviews (67153)

Review of the Zopa, Personal loan:

Banking Industry Killer

Zopa's model allows it to offer the most competitive rates - but it's easy to undercut the competition if you just want to gain customers. What makes them better than the rest is that they've taken the social and technological concepts of the last few years - peer-to-peer finance, web usability, instant gratification - and brought them together in their platform. I'm a Barclays Premier banker and they called me up and asked if they could try to take over my loan. But they just couldn't beat Zopa's rate. So that says a lot. Reviewed on: 30th May 2017

customer care mated to borrowed lifestyle experience

customer care mated to need sensitvely Reviewed on: 18th January 2026

I've found them to be very good.

I've found them to be very good. I get email updates, I can see from the app exactly how my finance is working and it's good. They are also very helpful. Reviewed on: 18th January 2026

excellent all round and no messing about.

excellent all round and no messing about. Reviewed on: 18th January 2026

Easy application .

Easy application .. great service .. Reviewed on: 18th January 2026

Easy loan application and quick loan into bank.

Easy loan application and quick loan into bank. Reviewed on: 18th January 2026

Great to use easy to apply for products all clear an...

Great to use easy to apply for products all clear and easy to use Reviewed on: 18th January 2026

Good banking app very user friendly

Good banking app very user friendly Reviewed on: 18th January 2026

Straight forward no hassle just pure helpful

Straight forward no hassle just pure helpful Reviewed on: 17th January 2026

Bank products review

Easy to apply for the loan,when you need it, providing all the support you need to.All information about the product is available for the customer.if you need more proven documents the customer service support you. Reviewed on: 17th January 2026

Great services and support throughout.

Great services and support throughout. From start to finish was a straight forward process Would definitely use again if needed Reviewed on: 17th January 2026

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