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Zopa: Personal Loan reviews

Name: Personal Loan
Rating: 4.94 (64844 reviews)

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4.94

Based on 64,844 reviews, last reviewed 19th Apr 2025

27% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent, easy and quick! Excellent, easy and quick! Will use Zopa again! The app is also super easy to use. Reviewed on: 19th April 2025

Latest lowest rating:

1

Eligibility problems. I'm not eligible for a small personal loan, despite holding a Zopa credit card. So I went to Zable instead. And was accepted with no fuss. Reviewed on: 13th April 2025

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About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

Zopa Personal Loan reviews (64844)

Review of the Zopa, Personal Loan:

Simple loan

Very simple to set up and manage on the app. Reviewed on: 11th January 2023

Very good service and not.

Very good service and not.longto wait.for.loan Reviewed on: 18th April 2025

Loan approved quickly.

Loan approved quickly. Very easy to understand. Will definitely use again. Reviewed on: 18th April 2025

Easy and fast application ,money was in my account...

Easy and fast application ,money was in my account within an hour Reviewed on: 18th April 2025

Very easy to apply for, the money was there within m...

Very easy to apply for, the money was there within minutes Reviewed on: 18th April 2025

Highly recommend

I have used Zopa for three loans over the year's, and I have always found them very easy to deal with and helpful with any questions I have had. The app is also extremely user friendly, and allows you to keep on-top of everything. The application process is very easy, straightforward and self-explanatory. Reviewed on: 18th April 2025

Good Company.

I was told all the pros and cons, and made sure I understood everything. Reviewed on: 18th April 2025

Amazing loan

Easy to pay & loved the app definitely would recommend to anyone Reviewed on: 18th April 2025

Great service very happy with all aspects good suppo...

Great service very happy with all aspects good support when any enquiries are made Reviewed on: 18th April 2025

A simple affordable loan process

The loan process was simple as base checks meant that I was pre-approved. The application was based on my own account history, and they made the repayments affordable while saving me on consolidate higher interest rates. The money was in my account in minutes and payment dates in line with my salary pay date. No additional conversations asking more questions about my financial history which I have had in the past which is very annoying. This was not the case with my Zopa loan, and I would definitely recommend them as efficient responsible lender. Reviewed on: 18th April 2025

Quick and easy to apply for a loan!

Quick and easy to apply for a loan!! Reviewed on: 18th April 2025

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