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Zopa: Personal loan reviews

4.94
Based on 65,248 reviews, last reviewed 25th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Good card more helpful and good customer service Good card more helpful and good customer service Reviewed on: 25th July 2025
Jegathasan G's avatar
Jegathasan G

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025
Julie E's avatar
Julie E

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Personal loan reviews (65248)

Review of the Zopa, Personal loan:

So Helpful.

5
Website easy to use, un-intimidating, friendly and not at all pushy. helped me in a tight spot without making me feel as though I had lost control. Reviewed on: 21st January 2022

Simple the best

5
The best online you can find .I with Zopa for more than 7 years Reviewed on: 28th April 2025

Fast funds, easy affordable repayments

5
Fast funds, easy affordable repayments Reviewed on: 28th April 2025

Easy to deal with and granted loan quickly

5
Easy to deal with and granted loan quickly Reviewed on: 28th April 2025

Paying off existing loan with new loan was so simple

5
Paying off existing loan with new loan was so simple Reviewed on: 28th April 2025

I find using zopa really easy

5
I find using zopa really easy and straight forward everything is done online and I'd hassle free. App is easy to use Reviewed on: 28th April 2025

Awesome experience.

5
The application process was faultless from the beginning to the end and the customer service was perfect, very happy with the whole experience. Reviewed on: 28th April 2025

Professional friendly staff helpful and informative...

5
Professional friendly staff helpful and informative on the product I was interested in. My application was approved swiftly and was submitted to my bank. Reviewed on: 28th April 2025

Took a personal loan, good rate and fast payment

5
Took a personal loan, good rate and fast payment Reviewed on: 28th April 2025

Easy to apply decision in minutes and money paid ver...

5
Easy to apply decision in minutes and money paid very quickly into account once approved. Reviewed on: 28th April 2025

Zopa helped me when I needed a quick loan the money...

5
Zopa helped me when I needed a quick loan the money was in my account within three minutes. Absolutely fantastic service I recommend Zopa to anyone . Reviewed on: 28th April 2025

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