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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (67242 reviews)

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4.94

Based on 67,242 reviews, last reviewed 19th Jan 2026

65367% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Good experience -well recommended Good experience -dealt with the matter professionally with patience and with care. Reviewed on: 19th January 2026

Latest lowest rating:

1

helpful quick very helpful understanding quick reply money straight into bank no problems Reviewed on: 16th January 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Personal loan reviews (67242)

Review of the Zopa, Personal loan:

Quick service and very straightforward

I found application very simple and very quick decision and I'm finding the online services good Reviewed on: 30th June 2017

Application of loan, to money in the bank super fast.

Applying for the loan was super easy. The process is fast, efficient and the money was made available very quickly allowing me to make my discounted purchase. Reviewed on: 18th January 2026

Simple, straightforward and hassle free way of borro...

Simple, straightforward and hassle free way of borrowing money. Reviewed on: 18th January 2026

The experience was professional fast and easy to get...

The experience was professional fast and easy to get a decision Reviewed on: 18th January 2026

Quick decision easy application.

Quick decision easy application. Money next day. Reviewed on: 18th January 2026

Have used Zopa for a loan and car finance and have h...

Have used Zopa for a loan and car finance and have had no issues, always helpful when ive called them Reviewed on: 18th January 2026

Simple and easy process, great app.

Simple and easy process, great app. Reviewed on: 18th January 2026

my wonderful experience with zopa

I have got a wonderful experience with Zopa there so helpful and reliable keep the good work up you guys are amazing Reviewed on: 18th January 2026

The team is very friendly, the process is very simpl...

The team is very friendly, the process is very simple and couldn't be any shifter. Reviewed on: 18th January 2026

Easy to deal with and on both occasions great rates

Easy to deal with and on both occasions great rates Reviewed on: 18th January 2026

Zopa , Splendid, Great

Since I’ve joined Zopa they’ve been fantastic and a low interest rate, perfect for me Reviewed on: 18th January 2026

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