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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65250 reviews)

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4.94

Based on 65,250 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

80% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65250)

Good

Good, easy to pay, money in my account so quick. They are life savers. Reviewed on: 23rd June 2017

Brilliant, really easy to deal with and quickly and efficiently deal with my application.

Friendly, efficient and polite staff and let would definitely recommend this company to anyone looking for a loan. Reviewed on: 23rd June 2017

Easy and convenient

I needed a load for my wedding expenses and after spending a few weeks trying to get one through my bank with no success. I then tried zoopa online and had someone contact me with follow up questions within a couple hours. I then got accepted for my loan within a few days, with a better interest rate then my bank was offering. Reviewed on: 23rd June 2017

Quick and simple

I'd approached a few companies for a loan and after I'd completed a few painless forms, submitted them, my loan was approved. Within a week, beating all the competition. Reviewed on: 23rd June 2017

Fantastically simple

Easy to set up and the website makes tracking your current position exceptionally easy Reviewed on: 23rd June 2017

Best deal I could find

Excellent service from start to finish Reviewed on: 23rd June 2017

Worth doing.

Was so easy to use it didn't take long at all to fill out the answers then receive the money, the best part is you can sign in online to see how much you have payed off so far and have that option to put any extra money towards it without a fee. Would defiantly use again and without a doubt would and have recommended. Thanks Reviewed on: 23rd June 2017

Brilliant lending concept

I have never had a problem with Zopa, always a pleasant experience and reasonable rates. I would recommend Zopa to everyone. Reviewed on: 23rd June 2017

Easy as 123

Zopa was easy to get hold of. The website was easy to use. Filled in my details with how long and how much I wanted. Quick check and I was cleared for the loan. The money was there pretty quick as Well. I would use them again. Reviewed on: 23rd June 2017

Speedy, quick, professional

I'd been looking at paying off my credit card as well as buying a new car. My loan application with Zopa was faultless, couldn't have asked for a quicker, or better, service. Reviewed on: 23rd June 2017

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