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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Easy, friendly and helpful

Everything was so easy online and when I hit a problem I called them they were so friendly and helpful. Nothing was too much trouble. I would definitely recommend them. Reviewed on: 23rd June 2017

friendly, professional and prompt service

When dealing with Zola, the service was clear, concise, friendly, positive, prompt and professional. Reviewed on: 23rd June 2017

Loans made easy

Zopa are breath of fresh air in this often cumbersome and complex loan market Reviewed on: 23rd June 2017

easy to apply and easy to pay off early

easy to apply and easy to pay off early Reviewed on: 23rd June 2017

Love how easy zopa is

Very easy tool to calculate borrowing amounts and monthly payments. Was able to consolidate debts and have an easy direct debit Reviewed on: 23rd June 2017

Excellent hassle free loan

Speedy response on application, hassle free and easy to set up. Regular communications from zopa make it feel like a personal srevice Reviewed on: 23rd June 2017

Highly recommended !

Very customer focused , easy to deal with and offer very competitive rates. What more do you need? Reviewed on: 23rd June 2017

Top service!

Excellent service. Fast and super easy to use online! Reviewed on: 23rd June 2017

Easy and great rates

Very quick and easy to sort out loan and paid quickly as well. Great all round service and easy to track account online. Reviewed on: 23rd June 2017

Very straight forward

It was a straight forward process and very fast. Reviewed on: 23rd June 2017

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