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Zopa: Personal loan reviews

4.94
Based on 65,248 reviews, last reviewed 25th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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Latest highest rating:

5

Good card more helpful and good customer service Good card more helpful and good customer service Reviewed on: 25th July 2025
Jegathasan G's avatar
Jegathasan G

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025
Julie E's avatar
Julie E

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

Loans made easy

5
Zopa are breath of fresh air in this often cumbersome and complex loan market Reviewed on: 23rd June 2017

easy to apply and easy to pay off early

5
easy to apply and easy to pay off early Reviewed on: 23rd June 2017

Love how easy zopa is

5
Very easy tool to calculate borrowing amounts and monthly payments. Was able to consolidate debts and have an easy direct debit Reviewed on: 23rd June 2017

Excellent hassle free loan

5
Speedy response on application, hassle free and easy to set up. Regular communications from zopa make it feel like a personal srevice Reviewed on: 23rd June 2017

Highly recommended !

5
Very customer focused , easy to deal with and offer very competitive rates. What more do you need? Reviewed on: 23rd June 2017

Top service!

5
Excellent service. Fast and super easy to use online! Reviewed on: 23rd June 2017

Easy and great rates

5
Very quick and easy to sort out loan and paid quickly as well. Great all round service and easy to track account online. Reviewed on: 23rd June 2017

Very straight forward

5
It was a straight forward process and very fast. Reviewed on: 23rd June 2017

Good

4
Good, easy to pay, money in my account so quick. They are life savers. Reviewed on: 23rd June 2017

Brilliant, really easy to deal with and quickly and efficiently deal with my application.

5
Friendly, efficient and polite staff and let would definitely recommend this company to anyone looking for a loan. Reviewed on: 23rd June 2017

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