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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Great lender

It has been great and will be using again . Reviewed on: 23rd June 2017

Why zopa are the best

Easy to use Ultra low interest on your loan Great customer service Money in your account within hours. Perfect service overall Reviewed on: 23rd June 2017

Very good service,speed

Nothing really to report as zopa is an excellent service as what it does I can find no faults. Well done zopa Reviewed on: 23rd June 2017

Excellent service

Very straight forward. No complicated forms to complete and decision made in minutes. Reviewed on: 23rd June 2017

Easy, quick, perfect, highly recommended

Like i said pleasant company easy to do quick and easy results well worth a go. Xx Reviewed on: 23rd June 2017

Zola is a positive, reliable and efficient service

Dealing with Zola was a positive experience as the company was effecting and their loan rates are very competitive compared to other loan company's. I would have no hesitations in recommending Zola to family and friends. Reviewed on: 23rd June 2017

PERFECT!!!

Great service and always letting me know wat I can do with my loan, like extending it and other deals Thank u Reviewed on: 23rd June 2017

Excellent experience

Quick and easy to use, low rates also very fast decision Reviewed on: 23rd June 2017

Straight forward & Fair!

It was great to find a company offering loans at very reasonable rates with clear terms and a straight forward application process. I have already recommended Zopa to a number of my friends. Reviewed on: 23rd June 2017

My first choice finance provider

Simple, fast and efficient...Zoopa are a hard act to beat Reviewed on: 23rd June 2017

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