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Zopa: Personal loan reviews

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4.94
Based on 65,249 reviews, last reviewed 16th Oct 2025
50% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025
Makatleho P's avatar
Makatleho P

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025
Laura J's avatar
Laura J
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Zopa loan

5
i took out a zopa loan to consolidate credit card debt which had ridiculous APR. The application was so simple and straight forward, the money was transferred to me quickly and they have great customer service. The rates were very good and it's so much nicer having to make only one regular monthly payment. Couldn't ask for more, thanks zopa Reviewed on: 22nd June 2017
Steph Healey's avatar
Steph Healey

Overall good service

4
Good experience overall easy to apply and quick response Reviewed on: 22nd June 2017
Val Traynor 's avatar
Val Traynor

Simplicity and speed

5
I followed a link from money saving expert and was very pleasently surprised by how quick and easy the process was. The rate was great and the money was in my account within a fee days. Reviewed on: 22nd June 2017
Miles Atherton's avatar
Miles Atherton

Great service

5
Inhave found nothing but great service with Zopa. Good rates. I like the fact I can check my balance online. I highly recommended!! Reviewed on: 22nd June 2017
Freya Robinson's avatar
Freya Robinson

Superb service

5
Absolutely class, really good service and application process was a doddle. Reviewed on: 22nd June 2017
Alyn Williams's avatar
Alyn Williams

Excellent alternative to traditional banks

5
Easy to submit your application, easy to review your application and accept it. Money arrives instantly or latest next couple of days. Very low APR, and easy to pay back and keep on top of it. Not only a good alternative to traditional loans and banks, but an excellent place to get a great cheap loan! Reviewed on: 22nd June 2017
Paolo Ventrone's avatar
Paolo Ventrone

Great service

5
I applied for a loan with zopa to consolidate and pay off credit cards. Its so much easier to pay one company every month. They gave me great rates and the application was nice and simple, the money was transferred into my account really quickly. Can't praise them enough, thanks zopa Reviewed on: 22nd June 2017
Steph Healey's avatar
Steph Healey

Best loan provider

5
They really helped me when I needed it most Reviewed on: 22nd June 2017
Jarek Gaul's avatar
Jarek Gaul

Super Simple, quick and a great rate.

5
Was a very simple process to set up a new loan, they provided me with a great rate and it was just overall the easiest thing I've done in a long time. Reviewed on: 22nd June 2017
Pete Hamlet's avatar
Pete Hamlet

Quick and reasonable

5
Quick and clear application with rates that beat my own bank leading to me switching loans to go with zopa. Reviewed on: 22nd June 2017
Nicola Gill's avatar
Nicola Gill

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