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Zopa: Personal loan reviews

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4.94
Based on 65,247 reviews, last reviewed 13th Jun 2025
44% decrease in 5 star reviews
in the past 90 days
33% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025
Bubbleicious's avatar
Bubbleicious

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025
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Julie E
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Zopa Personal loan reviews (65247)

Great service

5
Inhave found nothing but great service with Zopa. Good rates. I like the fact I can check my balance online. I highly recommended!! Reviewed on: 22nd June 2017
Freya Robinson's avatar
Freya Robinson

Superb service

5
Absolutely class, really good service and application process was a doddle. Reviewed on: 22nd June 2017
Alyn Williams's avatar
Alyn Williams

Excellent alternative to traditional banks

5
Easy to submit your application, easy to review your application and accept it. Money arrives instantly or latest next couple of days. Very low APR, and easy to pay back and keep on top of it. Not only a good alternative to traditional loans and banks, but an excellent place to get a great cheap loan! Reviewed on: 22nd June 2017
Paolo Ventrone's avatar
Paolo Ventrone

Great service

5
I applied for a loan with zopa to consolidate and pay off credit cards. Its so much easier to pay one company every month. They gave me great rates and the application was nice and simple, the money was transferred into my account really quickly. Can't praise them enough, thanks zopa Reviewed on: 22nd June 2017
Steph Healey's avatar
Steph Healey

Best loan provider

5
They really helped me when I needed it most Reviewed on: 22nd June 2017
Jarek Gaul's avatar
Jarek Gaul

Super Simple, quick and a great rate.

5
Was a very simple process to set up a new loan, they provided me with a great rate and it was just overall the easiest thing I've done in a long time. Reviewed on: 22nd June 2017
Pete Hamlet's avatar
Pete Hamlet

Quick and reasonable

5
Quick and clear application with rates that beat my own bank leading to me switching loans to go with zopa. Reviewed on: 22nd June 2017
Nicola Gill's avatar
Nicola Gill

Fantastic, easy, smooth and no mother!

5
So easy to apply, very reasonable rates. Fantastic support and after care too. Reviewed on: 22nd June 2017
Donna Towse's avatar
Donna Towse

Very good

5
Zopa was very excellent on website and immediately helped me out and so efficient Reviewed on: 22nd June 2017
Rachel Day's avatar
Rachel Day

Great, easy, transparent

5
Really easy process of borrowing money. Clarity on monthly direct debit and interest (small) made it really easy Reviewed on: 22nd June 2017
Luke Dallal's avatar
Luke Dallal

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