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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65247 reviews)

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4.94

Based on 65,247 reviews, last reviewed 13th Jun 2025

44% decrease in 5 star reviews

in the past 90 days

33% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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Zopa Personal loan reviews (65247)

Ease of usr

I have now had 2 loans from zopa, went to them for the second one because I was so impressed with how easy their on line system is to use. Reviewed on: 22nd June 2017

Great service

Easy to apply, proper checks made so responsible lending. Quick decision, everything explained clearly. Would highly recommend. Reviewed on: 22nd June 2017

pain free and professional

100% easy to follow application steps with options available. Totally secure and painfree. Decision immediate. Reviewed on: 22nd June 2017

Simple fast & professional

Decided to use Zopa after my bank was offering fantastic low rates.but had to take out more money. No thanks,Zopa had great rates, low fees so easy and user friendly. Would recommend these guys over a high street bank any day Reviewed on: 22nd June 2017

Easy and simple service

I found applying for a loan so easy and simple. The website is easy to navigate. You have options to increase your loan and pay extra. You can easily view what your remaining balance is too. Reviewed on: 22nd June 2017

Easy, plesant loan

I'm relatively new in this country and I had (have) a plan. The loan from Zopa was simple, easy and quick. Filled out the form, sent the requested docs, got a call from them and I got the money. I definitely recommend if you have a (relatively small) shortage in you budget. Reviewed on: 22nd June 2017

Straightforward and easy loan with minimum interest

My loan was approved instantly and the funds only took a couple of days to come in to my account. I was buying a new car and the interest rate was about ten times better than buying through the garage finance options! I would recommend the company as so straightforward and easy. Reviewed on: 22nd June 2017

Zopa loan

i took out a zopa loan to consolidate credit card debt which had ridiculous APR. The application was so simple and straight forward, the money was transferred to me quickly and they have great customer service. The rates were very good and it's so much nicer having to make only one regular monthly payment. Couldn't ask for more, thanks zopa Reviewed on: 22nd June 2017

Overall good service

Good experience overall easy to apply and quick response Reviewed on: 22nd June 2017

Simplicity and speed

I followed a link from money saving expert and was very pleasently surprised by how quick and easy the process was. The rate was great and the money was in my account within a fee days. Reviewed on: 22nd June 2017

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