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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Great fast service and full after service.

I have used Zopa many times and they are always competitive. My first port of call. Reviewed on: 22nd June 2017

Nice and easy

Everything went swimmingly. Easy to apply, really low APR, nice customer service and quick decision. Everything I wanted. Thanks Reviewed on: 22nd June 2017

Simple quick and easy

The whole process from application to receiving the money was quick and simple and highly competitive rates as well Reviewed on: 22nd June 2017

Easy. Fast.helpful

My loan Was organised Iin minutes and came into my account quickly. The staff were friendly and helpful Reviewed on: 22nd June 2017

Easy and profesional

Didn't have any trouble with the loan I've made. Easy and quick! Reviewed on: 22nd June 2017

Quick and easy

Application process was quick and easy. Cash deposited very quickly. No issues Reviewed on: 22nd June 2017

Great service

2nd zopa loan I've had, great rate, east apply and flexible with early repayment! Reviewed on: 22nd June 2017

Fast and efficient

I had a great experience with Zopa. Absolutely no hassle and I got a great interest rate on my loan. It has helped me so much to get my finances on track. Reviewed on: 22nd June 2017

Unbelievablely amazing! Sexy value

Love these lenders! First time I've enjoyed being in a credit agreement! Credit for the people! Reviewed on: 22nd June 2017

Quick and simple

Very quick and hassle free loan. Strongly recommended Reviewed on: 22nd June 2017

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