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Zopa: Personal loan reviews

View other Zopa products
4.94
Based on 65,249 reviews, last reviewed 16th Oct 2025
50% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025
Makatleho P's avatar
Makatleho P

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025
Laura J's avatar
Laura J
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Easy use and great experience

4
Easy to apply and received the money within a few days which was great. I was always informed of the status of my loan and was kept well informed. The online portal is a great tool to keep up to date with the status of the loan and you can easily amend or add payments. Highly recommended! Reviewed on: 22nd June 2017
Sonny wilkinson's avatar
Sonny wilkinson

Quick easy and great rates for loans

5
I requested a loan online it was easy to apply with brilliant rates re: APR . Money came through to my bank . Excellent service !! Reviewed on: 22nd June 2017
Doreen carver's avatar
Doreen carver

Great service

4
I tried a few places. These was by far the best value and help Reviewed on: 22nd June 2017
Luke Dicks's avatar
Luke Dicks

Great service

5
Very helpful no hassle service had no problems in the few months I have been using zopa Reviewed on: 22nd June 2017
Luke Chalmers's avatar
Luke Chalmers

Brilliant

5
Fast decision with no fuss, good experience Reviewed on: 22nd June 2017
Emma Williams's avatar
Emma Williams

Zopa was so easy and customer service was excellent

5
I was a little nervous about applying for a loan but Zopa made it so easy and when I had to ring them up their customer service was outstanding Reviewed on: 22nd June 2017
Tam Gregory's avatar
Tam Gregory

excellent all rounders

4
My experience went without a hitch....not one issue. And lovely courteous help staff when I needed some information....brilliant :) Reviewed on: 22nd June 2017
Angela Albiston's avatar
Angela Albiston

Great lenders

5
It was very easy from start to finish and all at a great rate would definitely use again Reviewed on: 22nd June 2017
Tyrone liquorish's avatar
Tyrone liquorish

Quick & simple!

5
I've had an amazing experience with Zopa, it was all done very quickly & ive not had any issues! Reviewed on: 22nd June 2017
Paul Mclean's avatar
Paul Mclean

Nice and Easy

5
Easy process, very quick results and a great percentage rate. Very impressed. ☺️ Reviewed on: 22nd June 2017
Darren Nice's avatar
Darren Nice

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