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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 25th Jul 2025

98% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good card more helpful and good customer service Good card more helpful and good customer service Reviewed on: 25th July 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

very easy to set up and very helpful staff.

Everybody at zopa was very helpful when setting up my old and the process was very easy! Would recommend to anybody. Reviewed on: 22nd June 2017

Good value, and very flexible!

Really easy to apply, good rates, and, for me, the best feature is flexibility. Being able to pay more, whenever there is a little spare cash at the end of the month, is one of Zopa's best features. I'm not going to go back to a bank loan again! Reviewed on: 22nd June 2017

Great service

Great from start to finish, made the process really easy and hassle free, no stress Reviewed on: 22nd June 2017

Great loan and service

I couldn't believe how quickly I received the loan and what a great deal it is! Reviewed on: 22nd June 2017

easy experience

Hassle free experience, great communication and service. Recommended Reviewed on: 22nd June 2017

Quick, easy to apply... very highly recommended

Online application , very easy to apply. Money was on my account quicker than I believed possible Reviewed on: 22nd June 2017

Very polite and understanding.

Gave me everything I needed, simple to use and clear results. Reviewed on: 22nd June 2017

Quick quality service, easy as pie

Immediate decision good rates, prompt lodgement of money and easy repayments. Reviewed on: 22nd June 2017

A quick and easier way to borrow money

Can't fault the service. I have used Zopa twice after I was recommended the site by a friend. No charge to pay the loan back in full early either! Reviewed on: 22nd June 2017

Good rate loans

From the loan I got in February 2017, it's something I can pay comfy with out any hidden charges etc. Reviewed on: 22nd June 2017

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