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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Highly recommended

Highly recommend, great customer service and friendly staff. No pressure to use there service just advice on how they can help Reviewed on: 22nd June 2017

Zopa is a lifesaver

When my personal debt was weighing me down, I got a zopa loan to consolidate it all in one go and I was accepted! One monthly payment and I can see it all reducing month by month!!! Thanks zopa!! Reviewed on: 22nd June 2017

Simple and easy

Was a simple process, quick and customer service is fab Reviewed on: 22nd June 2017

Zopa NO pooper

I currently have 2 personal loans with zopa and I must say they are the muts muts there quite literally as easy as 1,2,3 and the repayments are extremely fair not like other lenders Reviewed on: 22nd June 2017

Easy application, fast response time.

I wanted to consolidate some of my payments so looked at different companies but found Zopa easy to use and low interest rate. I had a quick response time and would definitely recommend Reviewed on: 22nd June 2017

Speedy

Timely manner and no hidden fees Reviewed on: 22nd June 2017

Slick and quick

The fastest and best loan approval process I've experienced. I can't fault them. Reviewed on: 22nd June 2017

The best loan experience

Easy to apply, very good interest rates, money get in to account in short time, easy to manage account .I am already recommend to all my friends! Reviewed on: 22nd June 2017

Best Loan Provider by a mile

Fantastic straight forward process..was able to get assistance from customer service officers all the way through..will always come to ZOPA Reviewed on: 22nd June 2017

Excellent

Really easy to do online and get the money straight in your bank excellent will deffo use again Reviewed on: 22nd June 2017

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