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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Excellent all round service

Have used Zopa several times and on each occasion every aspect has been without issue and seamless. I would highly recommend using them as without over complicating things they also offer flexibility. Reviewed on: 22nd June 2017

A great company. Wonderful service

They resolved my query very quickly - thank you Reviewed on: 22nd June 2017

Fast, great rate, great loan

Zopa came out top for APR and it was the easiest process to apply and get the loan. Would definately recommend! Reviewed on: 22nd June 2017

Helped me right when I needed it

Helped me out right when I required it would use again Reviewed on: 22nd June 2017

Great. Just what you need.

Easy to navigate their website. Best rates by far that I was offered. Seem very flexible and understand that their customers are people and not just marks in a ledger. Reviewed on: 22nd June 2017

Excellent Service!

From the second I applied on line to receiving the money into my account the process was faultless, would have no hesitation in recommending to anyone! Reviewed on: 22nd June 2017

Good company

Everything went extremely well and was so unbelievably quick. Reviewed on: 22nd June 2017

Very easy!!

Very easy to sign up and transfer the funds, good communication, everything you could ask for in a loan! Reviewed on: 22nd June 2017

Easy truble free loan

Great service,great rates.Simply the best! Reviewed on: 22nd June 2017

Great

Hustle free and great interests rates Reviewed on: 22nd June 2017

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