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Zopa: Personal loan reviews

4.94
Based on 65,248 reviews, last reviewed 25th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Good card more helpful and good customer service Good card more helpful and good customer service Reviewed on: 25th July 2025
Jegathasan G's avatar
Jegathasan G

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025
Julie E's avatar
Julie E

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

Fast, great rate, great loan

4
Zopa came out top for APR and it was the easiest process to apply and get the loan. Would definately recommend! Reviewed on: 22nd June 2017

Helped me right when I needed it

5
Helped me out right when I required it would use again Reviewed on: 22nd June 2017

Great. Just what you need.

5
Easy to navigate their website. Best rates by far that I was offered. Seem very flexible and understand that their customers are people and not just marks in a ledger. Reviewed on: 22nd June 2017

Excellent Service!

5
From the second I applied on line to receiving the money into my account the process was faultless, would have no hesitation in recommending to anyone! Reviewed on: 22nd June 2017

Good company

5
Everything went extremely well and was so unbelievably quick. Reviewed on: 22nd June 2017

Very easy!!

5
Very easy to sign up and transfer the funds, good communication, everything you could ask for in a loan! Reviewed on: 22nd June 2017

Easy truble free loan

5
Great service,great rates.Simply the best! Reviewed on: 22nd June 2017

Great

5
Hustle free and great interests rates Reviewed on: 22nd June 2017

Highly recommended

5
Highly recommend, great customer service and friendly staff. No pressure to use there service just advice on how they can help Reviewed on: 22nd June 2017

Zopa is a lifesaver

5
When my personal debt was weighing me down, I got a zopa loan to consolidate it all in one go and I was accepted! One monthly payment and I can see it all reducing month by month!!! Thanks zopa!! Reviewed on: 22nd June 2017

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