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Zopa: Personal loan reviews

View other Zopa products
4.94
Based on 65,249 reviews, last reviewed 16th Oct 2025
50% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025
Makatleho P's avatar
Makatleho P

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025
Laura J's avatar
Laura J
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Excellent service

5
It was a very simple service and all the people that i have spoken to have been very helpful. Reviewed on: 5th June 2017
Alex Farmer's avatar
Alex Farmer

Ease of use

5
A fair interest rate and easy application made Zopa a must for me. Reviewed on: 5th June 2017
Steve Searles's avatar
Steve Searles

very good

5
good service. excellent customer support Reviewed on: 5th June 2017
Farhan Saiyed's avatar
Farhan Saiyed

Easy Peasy!

5
So simple and straight forward taking a loan out. I topped my loan up after 6 months and was given lots of help understanding my loan. Would recommend Zopa to my friends and family no hesitation. Reviewed on: 5th June 2017
Amy Shanahan's avatar
Amy Shanahan

very good

5
zopa has been very helpful. They were there when I needed them. They proved a very fast srvice Reviewed on: 5th June 2017
Farhan Saiyed's avatar
Farhan Saiyed

A Loan Without a Moan

5
I have found Zopa to be the best deal on the market. They offer low interest rates with no hidden charges. The initial payment is for the full term's interest and then a fixed monthly payment is made to pay off the capital. Sorted! Reviewed on: 5th June 2017
Jacqueline Ferguson's avatar
Jacqueline Ferguson

Best around

5
Zopa are the best lenders in the market currently. Their rates are superb, but more importantly they are a pleasure to deal with and there is no fuss. Will definitely continue to use Zopa and recommend to friends and family. Reviewed on: 5th June 2017
Scott Macrae's avatar
Scott Macrae

Best Loan provider

5
Easy to apply providing all the paper requirements. Reviewed on: 5th June 2017
Mannylene Alsisto's avatar
Mannylene Alsisto

Quick easy and very helpful

5
I have used Zopa for three different loans over the past 8 years and found them the most competitive and easiest company to deal with. The staff are very helpful and it's easy to speak to them on the phone as well as via email. Top class. Reviewed on: 5th June 2017
Nicola Canham's avatar
Nicola Canham

Exellent

5
Best loan provider I have ever come across Reviewed on: 5th June 2017
Vitalijus's avatar
Vitalijus

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