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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Excellent

Fantastic and friendly customer experience. A fast, reliable service and a provider I feel I can trust. I don't need anything more than that. Reviewed on: 4th June 2017

easy and quick

Easy,quick and no fuss highly recommended Reviewed on: 4th June 2017

Easy

My experience was quick efficient and simple would definitely recommend to others Reviewed on: 4th June 2017

Fantastic

Quick and easy money into bank Really straight forward Reviewed on: 4th June 2017

Easy as pie

No problems obtaining 2 loans through Zopa. Easy website to navigate, quick decisions and affordable payments. Reviewed on: 4th June 2017

Great loans for everyday people

They have always been helpful, and being able to add an additional loan is great, let alone the low interest rates :) Reviewed on: 4th June 2017

Better than my bank.

Interest rate is very good. The best I have come across. No problems with the company. Would use them again. Reviewed on: 4th June 2017

Exellrnt rates

They provide the best rates and quick payout Reviewed on: 4th June 2017

Greatr value / Great service

Took out a loan at a great APR and always good service Reviewed on: 4th June 2017

Quick and reliable

We was really happy with Zola on a quick decision and how quick we got our money very pleased Reviewed on: 4th June 2017

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