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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Amazing

Quick, simple and always helpful. If you choose to use anyone else, tough luck be smarter next time. Reviewed on: 2nd June 2017

"Zooming Zopa"

Quick, Easy and stress free, the only stress from the whole experience was the wait for the email telling me if I'd been accepted or not, and to be honest the reply was so prompt even that was ok... Very happy. Thank You Zopa! Reviewed on: 2nd June 2017

Fast and easy

Brilliant easy service from start to finish Reviewed on: 2nd June 2017

Quick easy brilliant

From the moment I started my application everything was seamless and I was approved and had the money in my account within days first class service Reviewed on: 2nd June 2017

Great competitive business

We used Zopa to consolidate a couple of small painful loans. The whole process was very easy-from completing the online forms to receiving the money was very quick. The great thing about Zopa is we can track the loan online even when our lenders change hands as so often does with cloud sourced money. We will be looking at using Zopa when we come to buy our next car-hopefully it will last a few more months!!! Reviewed on: 2nd June 2017

No hassle application

It is easy to apply for a loan with Zopa. Efficient, customer friendly service. You can also pay off your loan in full at any time with no penalties. Reviewed on: 2nd June 2017

So easy!

As someone with a very poor credit rating I was very surprised that I was accepted for a loan. The money was in my account in less than two days,well before I expected it. Their interest rate is very low, much much cheaper than any other company. I wouldn't hesitate to recommend Zopa to friends and family. They are the best by far!!! Reviewed on: 2nd June 2017

Great service

Applied and had cash within 3 days Reviewed on: 2nd June 2017

Customer service

fantastic, really easy to apply. Plenty of information during the application process leaving me feeling at ease. Money was available very quickly Reviewed on: 2nd June 2017

Straight Forward and Quick

Fantastic service could not have made it any easier!Highly recommended Reviewed on: 2nd June 2017

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