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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Help when it was needed !

Process was simple, and quick without any hiccups. Very professional, putting the customer first Thank you. Reviewed on: 2nd June 2017

I like Zopa

The best loan ever I had.Very easy to get what you need. Reviewed on: 2nd June 2017

First class for loans

An informed loan provider who communicates in plain English. No gimmicks and a I will definitely return for future borrowing needs Reviewed on: 2nd June 2017

Nice and easy

This is my first loan. I had bad month and I really need money for a car repair. I thought it's really hard. But I found Zopa on the internet and it was very nice and easy to deal with. Very happy with it Reviewed on: 2nd June 2017

Great service

quick and very efficient nice and smooth great customer experience on phone very cheerful nothing a problem,online easy to use would not hesitate to use again. Thanks for great service Reviewed on: 2nd June 2017

Great rates and great costomer service

Best rates around and very flexible Reviewed on: 2nd June 2017

highly recommend

Very fast and efficient service from start to finish. Took very little effort to fill out forms,all done on my lap top no nonsense questions easy to fill in. got a very quick answer in principle then shortly after was accepted. funds were put direct into my account within days excellent service no faults would recommend. Reviewed on: 2nd June 2017

realy good

low interest rates and an all round brilliant service Reviewed on: 2nd June 2017

top notch

easy no hassle loans, so much easier then going to a bank Reviewed on: 2nd June 2017

Min fuss - minimal middlemen

We needed urgent work on our bathroom in the run up to Christmas due to water damage. There were 3 seriously unhappy teenagers wanting the shower fixed pronto. My sister recommended Zopa and they were the perfect solution - minimal fuss to set up so we could get on with the job of fixing our bathroom & returning family harmony just in time for the festivities. What's more we really liked that it was money lent by people like us meaning there were minimal middlemen! We wouldn't hesitate in going to Zopa again for loans and we'd happily recommend them to anyone. Reviewed on: 2nd June 2017

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