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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Nice and easy

The forms were easy to fill and simplebtobunderstand what happens next and the interest was nice and low Reviewed on: 3rd June 2017

Cheap, easy and quick!

Zopa is so easy to use, helpful staff, quick transactions, everything is clear. It has that personal feel about it! Reviewed on: 3rd June 2017

Hassle free experience

I have been using Zopa for over 2 years now and it has been a hassle free experience. I'd do it over again. Reviewed on: 3rd June 2017

Zopa loans

I needed a small loan with low interest and that's what I got. No stress no fuss Reviewed on: 3rd June 2017

quick service

I recommend ZOPA because it is very simple to apply and interest is reasonable. Reviewed on: 3rd June 2017

Fast approved loan of 25k

My £25k loan was approved very quickly and paid within a few days. Superb very low interest rate and no loan management issues. Very easy. Rob Reviewed on: 3rd June 2017

Fantasic

Zopa provide an easy to use, straightforward service. Reviewed on: 3rd June 2017

hassle free experience

pleasant people on the phone from the inquire to getting the loan Reviewed on: 3rd June 2017

a very good experience with zopa

The loan was hassle free and the people on the other end of the phone were very helpful and friendly. Reviewed on: 3rd June 2017

Stress free and easy experience

I came across Zopa after scouring the internet looking for the the best deal in order to purchase our first family car. Zopa offered extremely competitive rates and a very simple application form. No lengthy discussion or multiple proofs required. Straight forward and simplistic in its beauty. A decision in principle was provided almost instantly with full underwriting carried out and funds in my account in less than 72 hours. Would definitely call on Zopa in the future if my needs required. Reviewed on: 2nd June 2017

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