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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65251 reviews)

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4.94

Based on 65,251 reviews, last reviewed 10th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

80% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent Lost funds to a broker or blocked from making withdrawals? BSB Forensic.com helps victims recover what’s rightfully theirs quickly and effectively. Re... Read more Reviewed on: 10th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65251)

Amazing in every way....Thank You ZOPA

Earlier this year I had bad tennants evicted from a house I rented. This was a costly process that left me with a house in a dreadful state. When I approached the two high street banks that I have been dealing with for the last 10 - 15 Years I was offered limited help at rates of between 12% and 20% interest. I found ZOPA via moneysupermarket.com and after a relatively short and simple process I had the full amound requested in my account within a couple of days with repayments at a level I chose with interest at only 3%. My dealings with ZOPA to date have been incredibly good given the hole I found myself in a little while back. Thank you ..... Reviewed on: 3rd June 2017

Superb company to deal with

Needed a loan quick with good rates and what the deliver is first class on every way Reviewed on: 3rd June 2017

Great Loan Rate

I required a short term (Max 2 years) loan to Purchase the Freehold of my flat. I didn't wish to extend my Mortgage as I am working on paying it off. After researching rates on the Internet, Knowing I have a good credit rating, I found that Zopa ( Never heard of them before but their feedback reviews were excellent ), offered an excellent rate (Far better than my own bank!), Repayment terms are flexible in that I can pay off earlier if I want to without penalty, & the terms & conditions are very good. The application process was very easy to use online (Excellent website guys!) & approval was swift with the money in my account within a few days. Very happy to recommend to anyone looking for a good deal. Reviewed on: 3rd June 2017

Great and quick respond and agreement

Nothing to say much....Great service and nice ppl on phone when you speak with them ;) so highly recommended Reviewed on: 3rd June 2017

Easy and quick to set up very flexible and great rates

Had never heard of Zopa but they came recommended though a money comparison site. What is not to like the rates were good, the art up process easy and customer service and web support is excellent. Reviewed on: 3rd June 2017

Simple Process

Very easy to apply and navigate through website. Love the ability to pay extra payments if I want too. Reviewed on: 3rd June 2017

Excellent loan service

First class loan service. Quick, efficient and very polite. Competitive rates. Never had an issue with them. Would certainly recommend to family and friends Reviewed on: 3rd June 2017

Trouble free

Loans have been.approved quickly, I can track them easily on the website - I would always go to Zopa first! Reviewed on: 3rd June 2017

Trouble free

I've had several loans with Zopa - all approved quickly with no problems experienced. Would always go to Zopa first!! Reviewed on: 3rd June 2017

Brilliant

Very easy, very quick, very good, brilliant Reviewed on: 3rd June 2017

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Zopa: Personal loan reviews

100% decrease in 5 star reviews

80% decrease in 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review Zopa: Personal loan now

Zopa Personal loan reviews (65251)

Amazing in every way....Thank You ZOPA

Superb company to deal with

Great Loan Rate

Great and quick respond and agreement

Easy and quick to set up very flexible and great rates

Simple Process

Excellent loan service

Trouble free

Trouble free

Brilliant

Do you have a different Zopa product?

Want to see more from Zopa?

Current account

Cash ISA

Smart Saver

Join Smart Money People

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